Personal Loan Review for Salary Earners
For working Malaysians earning RM2,000 and above. Submit payslip & IC for professional review.
- Approval Assessment
- CTOS Considered
- Malaysia Only
- Malaysia Only
- CTOS Considered
- Approval Assessment
ABOUT US
KL Loan 2U provides professional personal loan review services for salary earners in Malaysia.
We focus on clear assessment, honest explanation, and responsible lending. Each case is reviewed based on income stability, not just credit records. Applicants with CTOS, AKPK, or past financial issues may still be considered, subject to evaluation.
Our process includes face-to-face appointments to ensure accurate verification and transparent discussion of approval chances, interest rates, and repayment structure.
At KL Loan 2U, there is no pressure to proceed. We believe applicants should fully understand their options before making a decision.
WHO IS THIS FOR
This loan review is for working Malaysians with stable salary income.
- You can apply if you:
- Are a Malaysian citizen
- Earn RM2,000 or above monthly
- Are full-time employed (Permanent or Contract)
- Can attend a face-to-face appointment
- Can provide:
- Latest 3 months payslip
- Malaysia IC (front only)
Applicants with CTOS or weak credit history may still be reviewed, subject to assessment.
- This is NOT suitable if you:
- Are self-employed
- Are a freelancer or commission-based
- Cannot provide payslip
- Are non-Malaysian
We prioritise income stability, not informal or irregular income.
DOCUMENTS REQUIRED
🔒 All information is handled confidentially.
01
Latest 3 months payslip
02
Malaysia IC (front only)
03
Basic contact & employment details
WHY CHOOSE US
Blacklist Accepted
CTOS / AKPK / Bankruptcy cases can be reviewed
Fast Review Process
Assessment completed within 24–48 hours (subject to case)
Flexible Repayment
Tenure from 6 months up to 5 years
Transparent & Simple
No hidden fees. Payslip, IC, basic details only
Blacklist Accepted
CTOS / AKPK / Bankruptcy cases can be reviewed
Fast Review Process
Assessment completed within 24–48 hours (subject to case)
Flexible Repayment
Tenure from 6 months up to 5 years
Transparent & Simple
No hidden fees. Payslip, IC, basic details only
HOW THE PROCESS WORKS
Step 1
Submit your details through the form
Step 2
Our consultant reviews your salary & credit condition
Step 3
You will be contacted for a face-to-face appointment to:
- Understand approval chances
- Review interest & repayment structure
- Decide if this loan suits you
Proceed Only If You Meet These Conditions:
✔ Salary RM2,000+
✔ Able to provide payslip & IC
✔ Understand interest is higher than bank loans
If all conditions are met, our team can professionally review your case.
Need Cash Fast? Apply Now in Just 3 Minutes!
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Fill in the form and get approved within 24 hours.
- License No.WL7819/10/01 – 2/200725
- License validation1/3/2024 – 1/3/2025
- Permit No.WL7819/10/01 – 2/200725